Less than half of Americans ready for retirement

Retirement Readiness in America

According to Vanguard's study, only 42% of Americans can maintain their lifestyle after retirement.

The study highlights both progress and gaps in the nation's retirement readiness, finding that just 42% of U.S. workers are on pace to sustain their lifestyle in retirement.

Defined contribution plans play a critical role in building a stronger retirement system

Workers with such plans are nearly twice as likely to reach their retirement goals as those without them. If every worker had access to a defined contribution plan, six in 10 Americans would achieve retirement security.

The key factors affecting retirement readiness are crucial to discover in order to improve the nation's retirement outlook.

Author's summary: Less than half of Americans are ready for retirement.

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HousingWire HousingWire — 2025-10-14

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