Latest News About 2026 earnings limit for Social Security

The 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits during employment, for less-than-FRA earners in 2026, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; for those who reach full retirement age in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; once you reach full retirement age, there is no earnings limit. SSA updates for 2026 reflect these figures and the corresponding withholdings are temporary adjustments to future benefits. 2026 SSA earnings guidance changes and who's impacted include retirees balancing earnings with benefits.